My Idea Online
  • Privacy Policy
  • Contact Us
Tuesday 26 September 2023
  • Login
  • News and Society
  • Automotive
  • Business
    • Business
    • Communications
    • Employment
    • Finance
    • Legal
    • Home Based Business
    • Marketing
    • Online Business
    • Product Reviews
    • Real Estate
    • Self Improvement
  • Home and Family
    • Home and Family
    • Family
    • Home Improvement
    • Kids and Teens
    • Reference and Education
  • Lifes
    • Arts and Entertainment
    • Cancer
    • Entertainment
    • Food and Drink
    • Fashion
    • Health and Fitness
    • Humor
    • Lifestyle
    • Music
    • Recreation and Sports
    • Writing and Speaking
    • Women’s Interests
  • Online
    • Computers & Internet
    • Site Promotion
    • Web Development
  • World Affairs
No Result
View All Result
  • News and Society
  • Automotive
  • Business
    • Business
    • Communications
    • Employment
    • Finance
    • Legal
    • Home Based Business
    • Marketing
    • Online Business
    • Product Reviews
    • Real Estate
    • Self Improvement
  • Home and Family
    • Home and Family
    • Family
    • Home Improvement
    • Kids and Teens
    • Reference and Education
  • Lifes
    • Arts and Entertainment
    • Cancer
    • Entertainment
    • Food and Drink
    • Fashion
    • Health and Fitness
    • Humor
    • Lifestyle
    • Music
    • Recreation and Sports
    • Writing and Speaking
    • Women’s Interests
  • Online
    • Computers & Internet
    • Site Promotion
    • Web Development
  • World Affairs
No Result
View All Result
MyIdeaOnline.com
No Result
View All Result

How Can I Become Debt Free?

idea online by idea online
in Finance
2 min read
2k 124
0
437efbd80dd90c2b9ed679e9 1920

437efbd80dd90c2b9ed679e9 1920

1.2k
SHARES
2.6k
VIEWS
Share on FacebookShare on Twitter


1. You must change. You have to change your spending habits and spend less than you make no matter what. Its good for everyone. Especially if you are in debt. I know it’s hard to do with our current lifestyle of keeping up, but when you are debt free, it’ll be much easier.
2. Cash only. You have to go to a full time cash only basis. What cash you have to spend is all the cash you have. Once its gone, it’s gone. You have to spend correctly. Don’t spend it all before your next payday.
3. Document. You have to document your spending to see what you are buying. This will help you see if you still have a problem and where the money is going. This will allow you to control your spending if you see all of your monthly spending in one place.
4. Attack Debt. Pay off credit card debt first. The highest interest rate must go! Pay them off and then work towards assets that appreciate in value – like your house. Pay it off last.
5. Lower your interest rate. I called the credit card company to tell them I was going to cancel their card as I consolidated and paid off my other cards. To my surprise, they offered to drop the interest lower than all my other cards so I put all those higher rate cards on this lower rate card. They did that just for the asking and now I’m paying less interest and more towards the principal! Go team!
6. Plan. You have to have a plan and may need to create a payment plan. There are tons of software out there to look at and use, but don’t hide behind the software on trying to find a debt free solution. Plan on paper if you have to. Just do it.
7. Stay the course. Don’t waiver. Spending less and paying off bills is a drag, but it will get better soon and you have to stay strong to make your life even better. Keep your goals. Write it down. Check your progress. You can become debt free!
Sometimes debt can become overwhelming and even scary at times. If you spend too much, you must make changes before it gets out of hand. You can get out of this pit of debt and become debt free and have even more buying power.

Tags: Finance
idea online

idea online

The internet makes it easy to start a business but what should you start? Discover the right business for you to start with our definitive list of the best online ideas

Related Posts

1dcdbe7ff1934c6982d345ea 1920

Pareto Chart You Say?

1 week ago
fd05a07189d92da9e7c5a6dd 1920

Individual Voluntary Arrangement IVA, an alternative to bankruptcy

2 weeks ago
5dbb3b75f42360377bbc6df8 1920

The Simple $10 Debt Elimination Solution

2 weeks ago
b8006ef8db6e4c51954b36b7 1920

Worried that your share portfolio may fall in value? Why not take out some insurance?

2 weeks ago
d3567d5b8694e266b6044c68 1920

Debt Management – How A Debt Consolidator Can Reduce Your Debt

3 weeks ago
images

The Basics of Forex

3 weeks ago
No Result
View All Result

Recent Posts

  • TAKE THIS CAREER AND SHOVE IT – IN THE RIGHT DIRECTION!
  • An insight into PCOS (Polycystic Ovarian Syndrome)
  • How to Overcome The Fear of Rejection
  • Contact Lenses vs Glasses, What is Best for You?
  • Shih Tzu – Whelping
  • Great Ways To Get Your Ads Or Messages Noticed
  • How To Publish The Perfect Ezine
  • Restyling Dodge Omni Using Quality Replacement Parts from Auto Parts Deal
  • Make A Preemptive Strike Against Christmas Weight Gain
  • The Power Of Giving
  • Investor Portal “InternetSearchEngineStocks.com” For Search Engine Stocks: New Profiled Featured Company InfoSearch Media (OTCBB: ISHM) Providing Content Based, Cost-Effective Search Engine Marketing
  • A Brief History of Green Tea
  • Some information on Embroidery!
  • The Raindrop Technique Massage
  • 7 Great Tips on Driving Targeted Traffic to your Website
  • บริษัท
  • โรงเรียน
  • ก่อสร้าง
  • บริการ
  • กฏหมาย
  • ท่องเที่ยว
  • พนัสนิคม
  • ผู้ผลิตสินค้า
  • อิเลคทรอนิคส์
  • ราชการ
  • ไทย

© 2020 myideaonline.com - property for rent - property for sale.

No Result
View All Result
  • Home
  • Online Idea Content
  • Contact us
  • Privacy Policy

© 2020 myideaonline.com - property for rent - property for sale.

Welcome Back!

Login to your account below

Forgotten Password?

Create New Account!

Fill the forms bellow to register

All fields are required. Log In

Retrieve your password

Please enter your username or email address to reset your password.

Log In